Posts Tagged ‘money saver’

 

Lesson from The Great Depression: Eat Spam

Spam, a canned meat product (or some may cheekily say ”meat-like product” or “meat by-product”), was the staple in American kitchens during the Great Depression.  Parents back then, desperate to save money but still serve their families some protein would “butcher” a can of Spam. 

With everyone trying to cut back on spending, it looks like Hormel’s Spam is once again helping Americans feed families.  The New York Times reported that since July, production of Spam at the Hormel plant in Austin, MN has been relentless:  two shifts, seven days a week at 149,000+ cans of Spam per shift.

What is Spam?  People know Spam as “junk e-mail”, but Jay Hormel, the son of the company founder, says that Spam is a combination of ham, pork, sugar, salt, water, potato starch and a “hint” of sodium nitrite “to help Spam keep its gorgeous pink color.”  Spam is available in regular, Low Sodium, Spam with Cheese, and Spam Hot & Spicy.

Find Spam recipes here.

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Amazon.com Has 6-ft HDMI Cable for $1.11

hdmiThis  HDMI Cable 2M (6 Feet) has been rated an outstanding 5 starts by over 1,000 people who reviewed it on amazon.com.  For $1.11 it is the best bargain around. 

My son needed an HDMI cable to connect his XBOX 360 to our digital TV and the XBOX HDMI cable went for over around $50.00.  That’s just a ridiculous price for

Is there a difference between HDMI cables?  My research shows that digital signal is just either off or on so as long as there is a cable connecting one device to another, it works as intended.

Click here to get this HDMI Cable 2M (6 Feet) for $1.11 before it is all gone!

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Lowering My Heating Bill with A Programmable Thermostat

For the past 15 winters I have kept my house at 80 degrees Fahrenheit.  Yes, it is pretty warm for most people, but I am a tropical island girl and love to roam the house barefoot, in short sleeves, and shorts.  We also have a parrot who starts shivering and sneezing when she gets too cold.  This winter, things are different.

We invested in a Honeywell programmable thermostat almost like this one, the house is much cooler, and I am making everyone, including myself, dress for a cooler indoor climate.  The thermostat has a Monday-Friday and a Saturday-Sunday schedule, and four triggers:  Wake, Leave, Return and Sleep.

My daughter has to be in school by 7:15 a.m. and she finds it hard to leave her nice, warm bed so early in the morning.  During the weekdays, the thermostat is set to “Wake” at 5:15 for 76 degrees.  This seems to thaw everyone out of their deep sleep as they start kicking off their bed covers as the house gets warmer.  The thermostat is set to “Leave” at 72F while the humans are gone.  The dog loves the cooler temperatures in the house, while the parrot has a heated perch and layered cage covers to keep her warm.  About 15 minutes before the children return, the thermostat triggers “Return” and raises the temperature to 74F.  “Sleep” sets the overnight temperature back to 72F at midnight.  I am a night owl, and having the house go cold forces me to go to bed by around 12:30!

For the weekend, “Wake”, “Leave”, and “Return” triggers are set to the same temperature –  74F starting at 7:30 a.m. – and “Sleep” sets it to 72F at midnight.

What about you?  Do you have any tips to share on what you are doing to lower your heating bills?

 

 

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FREE Financial Software – Quicken Online

My new year’s resolution is to no longer be broke in America in 2009, and one of the steps towards that direction is to keep track of my finances better.  The late fees and insufficient fund fees were bleeding me financially, and I just got so tired of juggling the bills. The insanity has to stop.  I am not any good with paper, so I had to find a software that will help me do that.

It is past midnight and I had been asleep for over two hours when I was woken up and felt the urge to go online and search for Quicken.  This is very strange in itself as I know what Quicken is and where to get it, and had no reason to Google it at all.  The first website displayed by Google was Intuit’s Quicken site, and lo and behold, the word “FREE” caught my eye.  “Quicken Online – Now FREE”, it screamed.  I had to check for more information to make sure it wasn’t free only for the trial period.  As far as I know, it is not a trial account and there doesn’t seem to be any hidden charges.  If you have evidence that it isn’t so, please let me know!

So I signed up, all the while expecting to be accosted with “Aha! Now here’s the catch!”  So far I haven’t encountered any.  What freaked me out was it asked for the login and password of my bank account, and I had to make sure that I was still on Intuit’s Quicken website by checking the URL.  Once I provided that, Quicken contacted my bank’s server and loaded all my transactions.  Just like that, everything was in place.

I am excited with the Quicken Online.  I love that I can access it from any computer with internet connectivity.  It seems easy to use, and it has financial tools for budgeting and setting up financial goals.  I was also pleasantly surprised that Quicken Online comes with Quicken Beam, a beta service that sends alerts to your mobile phone.  It can send you your account balance, your last 5 transactions, when your balance dips below your set amount, etc. 

If you have never used a financial tracking software before, now is a great time to start.  Get your free Quicken Online account now!

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